Yes. I agree. Refinancing a loan migh tbe one of the best movement a person can make, in today macroeconomy disaster. When you are facing firing or company backrupcy, then is a very good idea to close all the un-neccesary expensis. So refinancing is a very good idea, especially if you can find banks with better interests rates than your own.
Before actualy go for a refinancing, is good to make some calculations. Is it going to help you this move? Or it will be more expensive to actual do it.
Refinancing a loan.